Flexible Health

Income protection

Have you considered the impact on your family should you be unable to work through an accident or illness?

In February 2009, there were over 2 million incapacity claimants who were unable to work due to illness or injury. (Source: Dept of Work & Pensions)

If you were in this situation how long could you afford to pay your mortgage/rent payments, household bills or save for those little luxuries in life?

An income protection policy provides the peace of mind of knowing that you and your family can maintain your chosen lifestyle.

Call us on Freephone 0800 849 7744.

Click on the link below to obtain your free, no obligation quote.

Main Product features

Income Protection pays you a benefit if you cannot work due to ill health or accidental injury, after an agreed period of time called a Deferred Period.

Income Protection does not pay any claims made due to redundancy or unemployment.

Depending upon your earnings - replaces up to 60% of your income and can be index linked to allow for inflation if required.

Deferred periods range from 4 to 112 weeks - the longer the deferred period, the lower your premium.

Payments are usually tax free, depending on individual circumstances, and will continue for the entire period of your illness up until the end of the policy term or retirement - whichever you select.

Cover is available for employed and self employed people as well as housewives/house husbands.

Contact us on Freephone 0800 849 7744

Income protection

Main Product features