Consider the impact on your loved ones should you be diagnosed with a critical illness or in the event of your death.
Would the mortgage be paid off and your home be protected?
Would there be a lump sum available for your family?
Will you need a regular income to top up your sick pay?
Family protection insurance could resolve these issues.
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Decreasing term to cover a repayment mortgage or loan.
Level term provides a lump sum for your family.
Write in trust to avoid possible inheritance tax charges.
Single or joint cover for life only and/or critical illness.
Income protection to pay a monthly sum if you are ill and unable to work for a long period of time.
Whole of life to cover funeral and other costs.
Combinations of cover to meet your budget.