Have you ever wondered what will happen if you succumb to a serious illness? With squeezes in NHS funding likely to continue, there’s never been a more pressing time to consider your healthcare needs for the future.
A recent report in The Telegraph claims that record numbers of cancer patients are turning to crowdfunding to pay for private cancer treatments not available on the NHS. According to figures obtained by BBC Radio 5 Live, there has been a seven-fold increase in the number of such crowdfunding appeals since 2015.
The BBC recently reported on a case of a mother of three from Mansfield who raised £135,000 online to pay for immunotherapy treatment at a private centre in London. So far she has spent £60,000 and she says she is responding well to treatment.
Consultant oncologist, Dr Clive Peedell at South Tees NHS Trust expressed concern about the rise of patients bypassing the NHS and crowdfunding their own cancer treatment. He says “I worry that some patients may be trying to access treatment that may not be beneficial.”
It would appear that while crowdfunding is helping some to access treatments not available on the NHS with positive results, there is perhaps more margin for error in choosing appropriate treatments.
Cancer is a worrying diagnosis for anyone. With increasing pressure on NHS funds, ensuring immediate access to the best heath care is a decision many of us are taking more seriously.
If you already have private health insurance it is worth reviewing your policy to make sure you have comprehensive cancer cover. Most health insurance policies won’t cover you for pre-existing conditions, so if you are considering private health insurance, there’s no better time than the present to make sure you can access the health care you need exactly when you need it.
A cancer diagnosis is scary enough, but if you have private health insurance in place you may be entitled to cash payments, and have access to the latest cancer drugs. You‘ll also have access to dedicated cancer nurses, and emotional support in the form of counselling. You may even be able to receive some of the treatment in the comfort of your own home.
The level of treatment available to you will of course depend upon your level of cover. If you really want peace of mind with regards to your health care, then private health insurance could give you the security you are looking for.