Includes all the same great features and benefits as their full Income Protection and current 24-month Budget Income Protection.
They understand that everyone is unique and have different needs. That’s why they offer a range of easy-to-understand income protection solutions, designed to help customers when they can’t work. And, with a range of value-added features included as standard, customers can also benefit from their policy even when they’re still able to work.
Full and Budget Income Protection with great features and benefits
It includes a range of value-added features at no extra cost, to support you whether you are working, not working or just getting back on your feet. It will show you the true value of Income Protection and protect what matters most to you, every day.
Parent and child cover
Pays a lump sum payment of 6 times your monthly cover (up to a maximum of £25,000) should your child be diagnosed with a specific illness or undergoes a listed operation or medical procedure. This feature covers 54 conditions in total, and LV will pay out once for each child per policy.*
* Exclusions apply.
Rehab support services
LV want to help you get back to full health as quickly as possible, improving your wellbeing and morale. To aid recovery they can offer rehab support services including physiotherapy, psychological support, and return to work services from as early as the waiting period.**
** Please note the rehab support services might be capped at three times the monthly benefit (per individual claim).
Income Protection that works when you can
LV= Doctor Services
Fast and convenient access to UK based doctors and medical specialists through six expert medical services.
Remote GP, Remote Physiotherapy, Prescription Services, Remote Psychological Services, Second Opinion, Discounted health MOTs
LV’s range of simple options protect what matters most to you, every day:
Full Income Protection
- Includes a number of special features, such as parent and child cover, rehab support services and fracture cover, all at no extra cost
- Comprehensive cover to protect your income, family and lifestyle
- Pays out until you are well enough to go back to work – no matter how long it takes
- You can make multiple claims if you need to
Budget Income Protection
- Includes the same great features and benefits as our full Income Protection
- Premiums can be significantly cheaper than full Income Protection
- Aimed at clients looking for a lower premium, but whose protection needs can still be met with a limited benefit payment period
- Available with a 12 or 24-month payment term, depending on the option chosen
- Guaranteed premiums are available with the 12-month or 24-month claim limit
- Reviewable premiums are only available with a 24-month claim limit
- You can make multiple claims if you need to
Contact Us
If you would like us to set you up with a quote or you simply want more information on the options available to you, call us today on 0800 849 744 to obtain your free, no obligation quote
Source: Cover Magazine 2/9/19